AYAO Insurance - Kirkland Home and Auto Insurance Agency

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(425) 822-1212

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Renters Insurance In Kirkland

With more than hundreds of units and houses available for rent in Kirkland, there are a lot of options for renters who are looking for a great place to live.

Team AYAO is your Kirkland neighborhood specialist dedicated to providing professional and responsive service.

We have more than 15 years of experience as licensed insurance agents serving Kirkland and our priority is to help people by providing honest and helpful information.

We will be there for you!

Affordable insurance is attractive, but more importantly, reliable insurance is what matters when you need to file a claim or need help with your questions. Everyone needs insurance so make sure you choose an agency that you can trust to be there for you.

See what our customers have to say about our highly-rated service:


  • Alice and her team is amazing! I found them through Allstate's local agent search since I was relocating to Seattle and needed help for renters and auto insurance. I can see why Alice and her team was highly recommended. They are very reliable, informative, prompt, and above and beyond. The process was very smooth since they were there every step of the way; and also were patient and even provided solutions whenever we hit roadblocks. I am glad to have found such an amazing team and can look forward to knowing I am in good hands.
  • Alice is the best insurance agent I have had to date. She is extremely professional and responsive to emails and calls even on the weekend. Occasionally things do slip through the cracks with all of the moving parts at Allstate as a whole, but whenever there is a problem, Alice always takes care of it promptly.
  • Alice came highly recommended to me from a good friend of ours. So when my auto insurance was about to renew, I reached out to Alice to see if she could review my policy and helped me save some costs. She was so thorough in going over all the details of my policies with me and really took the time to explain how my coverages work. The quotes came out just about the same as my current (or I should say previous) policies but I decided to switch to Alice. I love how responsive and dedicated she is. I can see why my friend recommended Alice and I am a happy customer now!

Whether you are looking at Uptown in downtown, Montebello in Kirkland, or Salix in Juanita, you can count on us to take care of your renters insurance needs.

When you apply for an apartment unit or a home, your landlord will always ask for a proof of renters insurance policy. 

The specific coverage on the policy that the landlord wants to see is the liability coverage. By mandating their tenants to carry liability coverage, landlords are able to minimize risks in cases of accidents on their property. 

As a renter, that same liability coverage in your renters insurance also protects you in case you were found liable for any damages to the property or injuries to others. 

Renters insurance has three main components:

Liability Coverage

Personal Property Coverage

Additional Living Expense Coverage

Learn more about renters insurance.

Is AYAO Insurance Near Me?

Our office is located conveniently in the Totem Lake area. 

If you are coming from Downtown Kirkland

  • Take I-405 N from NE 85th St ramp toward Everett
  • Continue on for about 2 miles and take exit 20B for NE 124th St
  • After exit, turn right onto NE 124th St
  • Continue for about 1/2 mile
  • On your left, you will see Kitanda Espresso and Kirkland Fireplace
  • Pull into the plaza and drive parallel to 124th
  • Our office is right next to Kirkland Fireplace

If you are coming from Rose Hill area

  • Turn onto 124th Ave NE going north toward Firloch and Totem Lake
  • Keep going past Ford of Kirkland
  • Turn right onto NE 124th St
  • On your left, you will see Kitanda Espresso and Kirkland Fireplace
  • Pull into the plaza and drive parallel to 124th
  • Our office is right next to Kirkland Fireplace

AYAO Insurance is a boutique insurance agency with focus on helping people to better understand their insurance coverages. 

Copyright © 2021 AYAO Insurance LLC.
Kirkland, Washington

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Team AYAO

AYAO Insurance
12700 NE 124th St #9
Kirkland, WA 98034

Alice Yao
WAOIC #716776