Alice Yao - AYAO Insurance
12700 NE 124th St #9, Kirkland, WA 98034
Home insurance is a form of property insurance that covers losses and damages to an individual house, its contents, loss of use or loss of other personal possessions of the homeowner. It provides you with financial protection in the event of a disaster or accident involving your home by paying to repair or replace your home and belongings. It also provides liability coverage against accidents at the home or at the hands of the homeowner within the policy territory.
Condo insurance provides coverage for the interior of your condominium, your personal belongings as well as any improvements you made inside the condominium. Most master condo insurance only covers the building structure and/or the common area.
A condo insurance policy can also protect the condo-owner against liability claims. Similar to the home and renters insurance, the condo insurance policy also covers the cost of additional living expense if the condo unit is uninhabitable due to a covered peril.