Alice Yao - AYAO Insurance
12700 NE 124th St #9, Kirkland, WA 98034
Experienced Local Agents Committed To Great Service
From experienced local insurance agents dedicated to being there for you.
Our team is dedicated to provide responsive service and will always pick up your phone calls and promptly return your emails. We are not here to just sell you a policy and we will stand by you when you need us.
As a resident of Eastside for more than 20 years, I care deeply about our community. I am very fortunate to have my insurance agency in Kirkland and I am committed to be part of this wonderful town. I sincerely appreciate the continuing trust in my agency and I will always maintain the highest integrity and provide honest and helpful information.
See what our customers have to say about our highly-rated service.
Reliable insurance is what matters the most when you need to make a claim. Nobody wants to pay more for home insurance but it's also important to know that your insurance agents will be there for you when you need them.
Alice Yao has been a license insurance agent helping local Washingtonians since 2007 and she understands the importance of dependable service especially during a claim process.
Alice and her team of professional insurance agents will be there every step of the way and help you to navigate through the claim process. With more than a decade of experience as a trusted local homeowners insurance agent, we will assure you the peace of mind that you deserve.
According to a recent study by WalletHub, amongsts 1,268 small cities with populations between 25,000 and 100,000, Kirkland is ranked in the top 2% (98 percentile) best small cities.
Here are the categories and the ranking used in the methodology.
|Education & Health||23|
|Quality of Life||161|
Kirkland is not the only highly ranked city in the Eastside:
According to the 2019 annual report published by the Office of the Insurance Commissioner in Washington State, the top five auto insurance companies in market share are:
Top insurance companies in the country in market share, 2019:
Almost all of the homeowners insurance claims in the US fall under property damage. According to the Insurance Information Institute, in 2018, 98.1% of all homeowners insurance claims were property damage.
Here is a breakdown of the cause of loss in homeowners insurance for 2018:
|Cause of loss||Percent of loss incurred|
|Wind and hail||34.4%|
|Fire and lightning||32.7%|
|Water damage and freezing||23.8%|
|All other property damage||6.2%|
|Liability - Bodily injury and property damage||1.8%|
|Liability - Medical payments and other||0.1%|
Dwelling includes the main structure of your home and other structures that are attached to it. Common examples of structures attached to a home are attached garage, roof, chimney, and backyard deck.
Other structures coverage:
Beyond your dwelling, there may be other buildings or structures within your property. Most common examples of these structures are fence, shop, detached garage, and storage shack.
Personal liability coverage:
Personal liability coverage protects you, the homeowner, in the event of an accident inside or outside of your home. The coverage provides financial protection for lawsuits relating to the accident, injury to the individuals, and property damage as result of the accident.
Learn more about homeowners insurance.
AYAO Insurance LLC has made every effort to ensure that the information on this site is correct, but we cannot guarantee that it is free of inaccuracies, errors, or omissions. AYAO Insurance LLC makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.