Dwelling includes the main structure of your home and other structures that are attached to it. Some common examples are:

  • Attached garage
  • Backyard deck
  • Front porch
  • Foundation
  • Chimney
  • Roof

There are things inside your home that may also be considered part of dwelling:

  • Built-in appliances: furnace, water heater, etc. 
  • Permanent fixtures: countertops, kitchen cabinets, upgraded hardwood flooring, etc.