Covered Perils

Covered perils is a common term used to reference a specific cause resulting in damage or injury that is covered by insurance.

Frequently used examples of covered perils are:

Fire Hazard

Lightning Strike

Windstorm & Hail

Explosion

Vandalism & Malicious Mischief

Damage From an Aircraft, Car or Vehicle

Theft

Falling Objects

Weight of Ice, Snow, or Sleet

Water Damage Due to Pipe Burst

Other specific examples may also be considered covered perils depending on your insurance company’s own guidelines.