AYAO Insurance - Kirkland Home and Auto Insurance Agency

Reliable insurance from local agents
You can count on us!

(425) 822-1212

Reliable Coverage

Highly Rated Service

Friendly Agents

Condo Insurance In Kirkland

There are some great benefits living in a condo, such as the convenience of amenities, less maintenance work, sense of community, and my personal favorite, no yard work! Many people also choose a condo for closer proximity to city life and the simplicity of turn-key living. 

If you are looking to buy a condo in Kirkland for the first time, you may be surprised that your home owner association (HOA) dues already include insurance premium.

But did you know? Most condo association insurance policies only cover the structure of the building and shared public spaces, and do not extend coverage into your individual unit.

With more than 15 years of experience serving customers in Kirkland, Team AYAO is committed to provide honest and insightful information to help with your insurance needs. 

Give us a call or email us and learn more about adding condo insurance to protect your individual unit.

See what our customers have to say about our dependable service:

  • When my car was totaled in a hit and run I was overwhelmed. Alice promptly responded to my questions as my quote was handled, and through the process of buying a new vehicle, making an incredibly frustrating event much easier to handle.
  • Alice is the best insurance agent I have had to date. She is extremely professional and responsive to emails and calls even on the weekend. Occasionally things do slip through the cracks with all of the moving parts at Allstate as a whole, but whenever there is a problem, Alice always takes care of it promptly.
  • Alice and her team has been very helpful with my home-owner insurance claim and car insurance claim. They follow up almost immediately and check claim status for you on regular basis. Thank you and your team for all the help!

Do I need my own personal condo insurance?

In many cases, to cover your own personal items and insure the structures inside of your unit, the answer is yes.

A condo insurance policy, also commonly known as HO6 insurance, is the property and liability insurance that supplements the condo association insurance and focuses solely to protect you, the unit owner. 

Learn more about condo insurance as well as what your condo association insurance (master insurance) covers in our article: Condo Insurance.

Is AYAO Insurance Near Me?

Our office is located conveniently in the Totem Lake area. 

If you are coming from Downtown Kirkland

  • Take I-405 N from NE 85th St ramp toward Everett
  • Continue on for about 2 miles and take exit 20B for NE 124th St
  • After exit, turn right onto NE 124th St
  • Continue for about 1/2 mile
  • On your left, you will see Kitanda Espresso and Kirkland Fireplace
  • Pull into the plaza and drive parallel to 124th
  • Our office is right next to Kirkland Fireplace

If you are coming from Rose Hill area

  • Turn onto 124th Ave NE going north toward Firloch and Totem Lake
  • Keep going past Ford of Kirkland
  • Turn right onto NE 124th St
  • On your left, you will see Kitanda Espresso and Kirkland Fireplace
  • Pull into the plaza and drive parallel to 124th
  • Our office is right next to Kirkland Fireplace