AYAO Insurance - Kirkland Home and Auto Insurance Agency

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Condo Insurance In Kirkland

There are some great benefits living in a condo, such as the convenience of amenities, less maintenance work, sense of community, and my personal favorite, no yard work! Many people also choose a condo for closer proximity to city life and the simplicity of turn-key living. 

If you are looking to buy a condo in Kirkland for the first time, you may be surprised that your home owner association (HOA) dues already include insurance premium.

But did you know? Most condo association insurance policies only cover the structure of the building and shared public spaces, and do not extend coverage into your individual unit.

With more than 15 years of experience serving customers in Kirkland, Team AYAO is committed to provide honest and insightful information to help with your insurance needs. 

Give us a call or email us and learn more about adding condo insurance to protect your individual unit.

See what our customers have to say about our dependable service:

  • Alice is very helpful. She is knowledgeable and always provides great insights and suggestions regarding policies. She is responsive to all my questions and walks me through the matter in a clear manner. I know I'm in good hands with Alice's help.
  • Alice and her team is amazing! I found them through Allstate's local agent search since I was relocating to Seattle and needed help for renters and auto insurance. I can see why Alice and her team was highly recommended. They are very reliable, informative, prompt, and above and beyond. The process was very smooth since they were there every step of the way; and also were patient and even provided solutions whenever we hit roadblocks. I am glad to have found such an amazing team and can look forward to knowing I am in good hands.
  • Alice is the best insurance agent I have had to date. She is extremely professional and responsive to emails and calls even on the weekend. Occasionally things do slip through the cracks with all of the moving parts at Allstate as a whole, but whenever there is a problem, Alice always takes care of it promptly.

Do I need my own personal condo insurance?

In many cases, to cover your own personal items and insure the structures inside of your unit, the answer is yes.

A condo insurance policy, also commonly known as HO6 insurance, is the property and liability insurance that supplements the condo association insurance and focuses solely to protect you, the unit owner. 

Learn more about condo insurance as well as what your condo association insurance (master insurance) covers in our article: Condo Insurance.

Is AYAO Insurance Near Me?

Our office is located conveniently in the Totem Lake area. 

If you are coming from Downtown Kirkland

  • Take I-405 N from NE 85th St ramp toward Everett
  • Continue on for about 2 miles and take exit 20B for NE 124th St
  • After exit, turn right onto NE 124th St
  • Continue for about 1/2 mile
  • On your left, you will see Kitanda Espresso and Kirkland Fireplace
  • Pull into the plaza and drive parallel to 124th
  • Our office is right next to Kirkland Fireplace

If you are coming from Rose Hill area

  • Turn onto 124th Ave NE going north toward Firloch and Totem Lake
  • Keep going past Ford of Kirkland
  • Turn right onto NE 124th St
  • On your left, you will see Kitanda Espresso and Kirkland Fireplace
  • Pull into the plaza and drive parallel to 124th
  • Our office is right next to Kirkland Fireplace

AYAO Insurance is a boutique insurance agency with focus on helping people to better understand their insurance coverages. 

Copyright © 2022 AYAO Insurance LLC.
Kirkland, Washington

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AYAO Insurance
12700 NE 124th St #9
Kirkland, WA 98034

Alice Yao
WAOIC #716776