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Auto Insurance | Bellevue, WA

Reliable insurance and dependable service are what matter the most when you need to make a claim or when you are looking for help. We all want cheap insurance, but more importantly, make sure you choose an agency that you can trust to be there for you.

As your neighbor in Bellevue, I care deeply about our wonderful diverse community. I sincerely appreciate the continuing trust in my agency and I will always maintain the highest integrity and provide honest and helpful information.

See what our customers have to say about our highly-rated service:

  • Alice and her team has been very helpful with my home-owner insurance claim and car insurance claim. They follow up almost immediately and check claim status for you on regular basis. Thank you and your team for all the help!
  • Alice came highly recommended to me from a good friend of ours. So when my auto insurance was about to renew, I reached out to Alice to see if she could review my policy and helped me save some costs. She was so thorough in going over all the details of my policies with me and really took the time to explain how my coverages work. The quotes came out just about the same as my current (or I should say previous) policies but I decided to switch to Alice. I love how responsive and dedicated she is. I can see why my friend recommended Alice and I am a happy customer now!
  • The AYAO team is amazing! In the past five years I have had over 15 different cars and trucks ( could be more, I've lost track ) and at the current moment have 5 on my insurance plan, ( we love cars and big toys ). Along with my homeowners and renters plan the AYAO Team is ALWAYS available. Every time I need to make a change it just takes a quick moment on the app, email or call and I know I am covered. Keeping track of all our toys, cars and trucks coverage is easy with the Allstate App. Alice always works to keep my premiums as low as possible. Also, I have referred friends and family to the AYAO team and they couldn't be happier. Not only where the rates less the ease of use and the personal care the team gives, keeps us all with Alice and her team at Allstate. Thank, you Alice, you and your team are the best!!!! Smiles, Diana
  • Alice and her team are informative and knowledgeable professionals who provide excellent and dependable service! Shopping around for insurance can be overwhelming, and the best part about working with Alice is that she keeps it simple. If you need insurance, consider checking out team AYAO.
  • Alice is very helpful. She is knowledgeable and oftentimes provides great insights and suggestions regarding policies. She is responsive to all my questions and walks me through the matter in a clear manner. I know I'm in good hands with Alice's help.

We would love for an opportunity to help you save money with an auto insurance quote and answer any questions you may have regarding your coverages. 

Keep in mind, when comparing your car insurance estimates, take extra care to review these coverages:

  • Bodily Injury and Property Damage Liability are at the same limits in both quotes.
  • Comprehensive and Collision deductibles are the same in both quotes - higher deductibles have lower premium and vice-versa. 
  • Uninsured Motorist and Personal Injury Protection coverages are offered to you by the insurance professional. In Washington, both of these coverages are required by law to be offered to you during the coverage selection process. 
  • Emergency roadside coverage and rental car/travel expense coverage. These coverages come in handy at the time of a claim, so be sure to look for these optional coverages when obtaining a quote.

Tips and Resources for Bellevue

If you are new to Bellevue, here are some helpful links and information that can help you to register your vehicle, transfer title, or update your license. We also included a couple spots where you might find cheaper gas. 

Renewing Tabs & Transferring of Title

If you are:

  • Renewing your tabs
  • Buying or selling your car
  • Registering an out-of-state vehicle

Bel-Red Auto License in Crossroads Shopping Center can provide quick in-person service to meet these needs.

It is located in the back of the shopping center across from Stone Gardens Climbing Gym (exterior looks like a tall rock).

Bel-Red Auto License
15600 NE 8th Street, K-16
Bellevue, WA 98008
(425) 747-0444
https://www.tabs4u.com/

We have been coming to this office for nearly 20 years to pick up our tabs and to arrange transferring of titles after we sold our car.

The process of selling a car to a private buyer can be very simple. After we reach an agreement to price, we would schedule to meet at a bank near Crossroads, deposit the funds, and just head straight over to Bel-Red Auto License and fill out the forms to transfer title.

The buyer would get a new title right in the office and the office even provides a new temporary license plate to swap out the old one. 

Driver Licensing Office

The closest location for driver licensing office for Bellevue is now in Redmond:

Redmond Driver Licensing Office
7225 170th Ave NE
Redmond, WA 98052
(425) 649-4281

Years ago, there used to be a DMV office in the Bellevue Lake Hills neighborhood and another nearby in Kirkland. 

I can still recall parking in the back corner of Lake Hills Shopping Center and see a bunch of high school teenagers with their parents anxiously waiting for their turn to take the drivers test. 

For those parents who are more seasoned, they would take their teenager down to the much quieter office in Kirkland/Houghton, which I heard was also a little bit easier when it comes to taking the test. 

Both offices closed down in the 2000's and consolidated to a new office on Bel-Red Road. Unfortunately that office had also recently closed down at the very end of 2019. 

Gas Stations

In our experience, the cheapest gas in Bellevue is the Safeway gas station on 140th Ave NE. If you have a Safeway membership card, you may save even more with a discount. 

If you are a fan of Chevron gas, we usually find the one on the corner of 8th and 148th to be slightly less expensive. It also has a full service Brown Bear Car Wash and several manual self-wash options available.

If you have a Costco card, you might want to check out Kirkland Costco gas station. This is perhaps the least expensive gas station around Bellevue and it is very popular. We recommend going there during weekdays and avoid the long line on a typical weekend.

Is AYAO Insurance Near Me?

Our office is located conveniently in the Kirkland Totem Lake area. 

  • Take I-405 N from NE 8th St on-ramp in Bellevue
  • Follow I-405 N to Kirkland
  • Take exit 20B for NE 124th St
  • After exit, turn right onto NE 124th St
  • Continue for about 1/2 mile
  • On your left, you will see Kitanda Espresso & Acai and Kirkland Fireplace
  • Pull into the plaza and drive parallel to 124th
  • Our office is right next to Kirkland Fireplace