Alice Yao - AYAO Insurance
12700 NE 124th St #9, Kirkland, WA 98034
WAOIC #716776
Dependable Service
Helpful Insurance Information
Articles
Auto Insurance
Auto Liability Coverage: Protection For Fellow Drivers
Help cover costs of injuries and damages to other drivers.
...Collision Coverage: Repair Your Car After Accident
Read about its benefits and how the repair process works with coverage.
...Comprehensive Coverage: More Protection For Your Car
Protect your car from other elements on the road and more.
...Factors That Affect Car Insurance Rates
Learn the many factors used to determine auto insurance premium.
...Pay Per Mile Car Insurance: Is this the right policy for me?
New type of car insurance - you pay less when you drive less.
...Personal Umbrella Insurance: Safeguarding Our Assets
Safeguarding our assets and shielding our family.
...PIP Coverage: Medical Benefits After Car Accident
Helps to pay for medical expenses immediately with no deductible.
...Should I use insurance to replace windshield?
Learn about windshield coverage and much more.
...Uninsured Motorist Coverage: Extra Financial Protection
Protect yourself against uninsured or underinsured drivers.
...What information is needed for an insurance quote?
A detailed list of required information and explanations.
...Homeowners Insurance
Additional Living Expense Coverage: AKA Loss of Use
The coverage that helps with accommodation and extra meal expenses
...Does homeowners insurance cover fences?
Learn more about fence damage and what to do if it happens.
...Does homeowners insurance cover water main break?
Learn about insurance coverage relating to a water main break.
...Earthquake Insurance: Coverage Beyond Homeowners Insurance
Discover the benefits around earthquake insurance protection.
...Flood Insurance: Coverage Beyond Homeowners Insurance
A deeper look into flood insurance and its benefits
...Home Replacement Cost vs Market Value
Learn the factors that determine your home replacement cost.
...How do insurance companies estimate damaged property for claim payouts?
Learn about the two valuation methods for claim settlement.
...Medical Payment Coverage: Protection For Your Guests
Medical protection for your guests when they get hurt at your house
...Optional Homeowners Coverages: Add-Ons Available To Choose
Learn about these coverages you can add to homeowners policy
...Personal Liability Coverage: Protection Against Lawsuits
Financial protection in the events of legal responsibility and more.
...Personal Property Coverage: Protection For Your Belongings
Financial protection against covered perils and theft.
...Personal Umbrella Insurance: Safeguarding Our Assets
Safeguarding our assets and shielding our family.
...Service Line Issues: Does My Insurance Cover Them?
Learn about service line issues and whether insurance covers them.
...Water Backup Coverage For Sewer Backup & Sump Overflow
Optional homeowners coverage for sewer backup & sump overflow.
...What affects homeowners insurance premiums?
Learn the many factors used to determine homeowners insurance premium.
...What are construction defects?
Learn how to identify them and avoid them in home projects.
...What information is needed for an insurance quote?
A detailed list of required information and explanations.
...What Is Scheduled Personal Property Coverage?
It offers extra financial protection for your valuables.
...Condo Insurance
Condo Insurance: Coverages For Your Individual Unit
All of the ins and outs around condo insurance protection.
...Condo Master Policy: HOA Insurance
Learn about the protection offered from a condo master policy.
...Renters Insurance
Renters Insurance: What Does It Cover?
Learn about its liability and financial protection - plus more.
...General Insurance Topics
Does homeowners insurance cover water main break?
Learn about insurance coverage relating to a water main break.
...How do insurance companies estimate damaged property for claim payouts?
Learn about the two valuation methods for claim settlement.
...What are construction defects?
Learn how to identify them and avoid them in home projects.
...What information is needed for an insurance quote?
A detailed list of required information and explanations.
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